Uni student money manager - My Money Mate

My Money Mate is a student budgeting tool designed for the first big money challenge of university life: making a student loan last the whole term.

Instead of a complicated spreadsheet, it gives students one clear answer:

What can I safely spend today?

Students enter their term dates, student loan or income, rent, bills, food, travel, course costs, and a safety buffer. My Money Mate then calculates a safe daily or weekly spend and updates the number as spending is added.

It also includes a parent or guardian update tool, so students can send a brief calm update without sharing every transaction.

 What Buyers Receive
- One browser-based My Money Mate HTML app
- Start Here instructions
- Windows Desktop shortcut installer with My Money Mate icon
- Personal use licence

Features
- Safe daily and weekly spend calculator
- Term runway and money-used comparison
- Protected pots for rent, food, bills, travel/study, and buffer
- 7-day spending burn chart
- Category spending chart
- Shock forecast for possible shortfalls
- Student-friendly status tags such as Hero Mode, Don't Panic, Easy There, and Oops Mode
- Parent/guardian calm update message
- Copy, email, SMS/message, or share update options
- Local browser storage
- No bank connection required
- One-click Desktop shortcut installer for Windows

Good For
- Students going to university
- Parents helping students budget
- Freshers and first-year students
- Maintenance loan planning
- Termly spending plans
- Reducing unexpected top-up requests

Important Notes
This is a digital download. No physical product will be shipped.

The tool opens in a modern browser such as Chrome, Edge, Safari, or Firefox. It stores data locally in the browser on the device being used. It does not connect to bank accounts or upload spending information.

This tool is for budgeting support only and is not financial advice.